Do you have a special someone this holiday season that you’ve picked out the perfect gift for? Someone that could be friend or family, has a really meaningful spot in your life, and you went out of your way to treat them to the perfect Christmas gift. We may not have mentioned any names, but we’re sure your special someone came to mind! Although, could you imagine giving them the perfect present that you picked out or made yourself, and hear later on that it was lost, broken, or stolen? We can’t imagine how you’d feel in that situation, but we’re here to help. Today we’d like to briefly discuss how you can go about insuring Christmas gifts to keep you and yours free from worry this holiday season.
Jewelry and Valuables
Insuring jewelry and other valuables is actually easy to take care of, and most of the time, fairly inexpensive too! You already know that we can help you with getting your car and home insured properly, but a lot of people don’t realize that we can very easily help with getting items insured too. Generally speaking, homeowners insurance policies are designed to protect you and your family from any loss of items in your home as well. Any electronics, expensive coats or clothes, jewelry, and other expensive items should probably be insured separately if you plan to take them out of the house. If that is the case, please feel free to call our licensed insurance agents to help you out at 860-684-5270, but otherwise, your other valuables can be protected in your homeowners insurance policy.
Protecting your Valuables
After everyone is finished unwrapping their gifts, it’s important to add all of them to your home inventory. A home inventory is a list of all of your valuables that helps you track what you own, their value, and each items’ associated receipts. Once you establish a home inventory, you can get fully reimbursed in the case of a claim. To learn about creating a home inventory, simply click the link below.