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Slip and Fall Accidents: Who’s Liable?

Slip and Fall Accidents: Who’s Liable?

Slip and fall accidents can happen anywhere, whether it’s at a residential, public, or commercial space. It’s a serious accident and can land victims in a lot of medical debt and pain. Slip and fall accidents usually occur when unsuspecting victims trip over something like a rug or slip on something like liquid while walking, causing them to fall and often times seriously hurt themselves.

So, who’s actually liable for a slip and fall accident?

Ultimately, it depends on the case, but for the most part the business is liable. Therefore, it’s imperative you take measures to limit your liability and prevent a slip and fall accident at your business.

1. Make sure your insurance is up to date.

While you may have something like a commercial property insurance in place, you may not have the right or enough coverage in the event a slip and fall accident occurs on your property. If you don’t have enough or the right coverage, you could become financially burdened and left to pay for medical and legal expenses out of pocket.

Additionally, debri can be brought in from outside from anyone entering your business, while spilled substances expose businesses to major liability risks. If a slip and fall accident were to happen, your business could face serious legal and financial burden, so be sure to speak with one of our licensed insurance agents today.

2. Take extra precautions in the wintertime.

Now is the time to make sure you have the proper necessities to prevent a slip and fall accident. Shovels, ice melt, flashlights, and other winter weather necessities can help keep your business or home property safe when inclement weather strikes.

Additionally, if there’s a snowstorm headed your way, take the opportunity to put ice melt on walkways and parking lots. Icing beforehand can help melt snow and ice before it piles up.

3. Understand the law.

While laws will vary state by state, here in the state of Connecticut, business owners are required to remove snow, ice, and other winter debri on their commercial property to create Additionally, depending on the city or town your business is in, other laws may also apply to sanding, areas snow has to be removed such as a roof or fire hydrant, and the time frame in which snow removal must be completed by.

4. Be alert.

When inclement weather strikes make sure to check walk and entrance ways for hazards over the course of the day. Snow can melt and become ice on walkways, and can melt indoors causing water to get all over your business flooring.

If you see something, be proactive and do something about it; don’t wait until it’s too late a customer or team member has sustained serious injuries.

At Paradiso Insurance, we know you work hard to keep your business running, and we would hate for you to have shut your doors due to a slip and fall accident. To learn more about how we can help you protect your business, click the button below.

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