• Post last modified:October 5, 2020
  • Post category:Insurance

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Well, if you’re like me, you’re probably wringing out your clothes from the holiday weekend still, because it seems like it hasn’t stopped raining and/ or being incredibly muggy for almost a week.  All of this moisture in the air and the unending rain are still causing issues with homeowners throughout southern New England, especially flooding.  

Those of us who have homes that are in close proximity to rivers, streams, or lakes have it really bad as well, because all of that rain falling from the sky someway ends up back in our rivers and streams.  As a result, those rivers and streams become abnormally high, and result in flooding. 

If you live near some type of river, stream, lake, or pond-which being in Stafford Springs is a high probability, then chances are you’re susceptible to flooding on your property and in your home.  But what many homeowners fail to realize is that standand CT homeowners insurance policies don’t cover flood damage.  That’s why they should look into a Hartford Flood Insurance program to ensure that if a flood does occur, which chances are it will, they’ll be covered.

Once more, remember that your typical Hartford Flood Insurance policies usually take upwards of thirty days to kick in, so act now! You don’t want to find yourself walking through a foot of water in your basement and then realize your insurance isn’t going to cover it.  Be a smart homeowner and ask about a policy today! Don’t wait another day! Trust us, you’ll be happy you did!