What Is a Farm Insurance Policy and Do You Need One?
Your Home on a Few Acres: Homeowners or Farm Policy? You found it: the perfect property. It has a comfortable house, a few acres of land, a sturdy-looking barn, and…
The Joy of Serving the Agriculture Community | Paradiso
Why the agriculture community matters to us Farming shapes communities. At Paradiso Insurance we see that every day: family operations passed down through generations, small processors adding value, and new…
National vs Regional Carriers: What Farmers Should Know
Why this distinction matters for farm accounts Farm auto and farm-related exposures combine personal and commercial elements: pickups, tractors with road use, feed deliveries, seasonal hires, and hired/non-owned exposures. Those…
Carrier Appetites: What Farmers Need to Know – Paradiso
The Truth About Carrier Appetites and What Farmers Need to Know Farmers depend on insurance to keep operations running after a loss. But the carriers that write farm risks have…
Lessons from Protecting New England’s Largest Dairy Farm
Why this assignment mattered We were engaged by a client who runs what is widely described as the largest dairy operation in New England. Square footage, herd size, and vertically…
One Game-Changing Tip to Protect Your Farm’s Future
The one game-changing tip If you could give a farm owner one single, high-impact action to protect the operation’s future, make insurance part of a written continuity plan, not an…
Guiding Farmers Through Disaster Claims
First response: triage and client contact When a storm, flood, wildfire, or tornado hits a farm client, the first 24, 72 hours set the tone for the claim. As an…
Key Insurance Advice for Farmers Revisiting Coverage
Why revisit your farm insurance now? Farming is a series of changes: you may add new buildings, buy or sell equipment, change crops, bring on seasonal workers, or expand direct-to-consumer…
Changes in Farming After COVID-19 | Paradiso Insurance
How COVID-19 changed farm operations The pandemic accelerated shifts that were already underway in agriculture and introduced new pressures. Farms that had long relied on steady input supplies, migrant labor,…
Ross Luginbuhl at Paradiso: Tailoring Farm Insurance
Why customization matters on farms Farms are a mix of home, business, vehicle fleet, heavy equipment, and, often, high-value livestock or specialty crops. For an independent agent, that complexity means…