As a homeowner, you’ve probably filled your space with items, furniture, and other types of decor to make it your own. Maybe you’ve also filled your home with high tech electronics or expensive paintings. No matter what you’ve collected over the years, it clearly has value to you, and it’s important to make sure it’s protected.
Even if you have a homeowners insurance policy, there are coverage limitations on your personal belongings. Therefore, our insurance agency always suggests that every homeowner create a home inventory list.
What is a Home Inventory List?
Right off the bat, having a list of all your most prized possessions will prepare you for the unfortunate event of a burglary, natural disaster, or damage to your property. An inventory list will help you demonstrate the value of each item and that you had possession of them.
This will give you peace of mind if you constantly travel and leave your property behind or live in areas vulnerable to weather changes.
What Should a Home Inventory List Include?
Typically, home inventory lists include:
- The date of purchase of the item
- The amount of the item or the original receipt
- What the item is
- Where the item is located in the house
- A photo of the item
- Important information, such as the serial or model number, if available.
This information plays a crucial role in the claims process as it is proof of ownership and value. With an inventory list in your hands, you will not be put at a financial burden where you need to replace any of your valuables due to theft or damage caused by a natural disaster.
Isn’t Creating a Home Inventory List Time Consuming?
When you download our Insurance Agent app, your home inventory can be created in just a matter of minutes Once the app is installed on your smartphone, you’ll need to register as a new user. To do this, simply input your email and a password you’ll remember. Next, select “Paradiso Insurance” under the list of insurance agencies in your area, select the insurance agent you currently work with, and then you’ll be brought to the app’s home screen.
To create a home inventory list, simply tap the Property tab at the bottom. To add items in your home, you’ll need to take a photo first, so enable your smartphone’s permissions for the app.
Once you take a picture of the item and tap “use photo,” you’ll be brought to an item detail screen. On this screen, you can add more pictures (great for different angles) and add important detailed information about the item, such as the name, model, manufacturer, original cost, year it was bought, etc. The Insurance Agent app allows you to capture information that is needed in the event of a claim, so if anything does unfortunately does happen to your valuables, you’re prepared.
Additionally, the Insurance Agent app’s property tool allows you to assign items to different rooms and categories.
This makes organization easy, and allows you focus on one room at a time, so you don’t forget about important items. You don’t necessarily need to put everything you own into the app, but items like clothing, paintings, jewelry, collectibles, antiques, electronics, and furniture are expensive, and should be considered when making a home inventory list.
Once you’ve completed your home inventory list, you can email yourself a copy of the PDF to print or keep digitally right through the Insurance Agent app, or share it with our insurance agency. Simply tap “email me report PDF” or “share report with agent” to share it within the property screen.
Additionally, the Insurance Agent app is connected to a cloud based server that backs up information every time data is changed or added to it. That means that if you accidentally break, lose, or damage your smartphone, your home inventory will still be safely accessible.
Paradiso Insurance Makes The Task Easy For You!
If you are one of the many people looking for homeowners insurance in CT and want to invest your time creating an inventory list, we got you.
Get organized and keep your personal belongings safe with the power of our mobile app. If you haven’t downloaded it yet, simply click the button below to get started today.