One Game-Changing Tip to Protect Your Farm’s Future
The one game-changing tip If you could give a farm owner one single, high-impact action to protect the operation’s future, make insurance part of a written continuity plan, not an…
The one game-changing tip If you could give a farm owner one single, high-impact action to protect the operation’s future, make insurance part of a written continuity plan, not an…
First response: triage and client contact When a storm, flood, wildfire, or tornado hits a farm client, the first 24, 72 hours set the tone for the claim. As an…
Why revisit your farm insurance now? Farming is a series of changes: you may add new buildings, buy or sell equipment, change crops, bring on seasonal workers, or expand direct-to-consumer…
How COVID-19 changed farm operations The pandemic accelerated shifts that were already underway in agriculture and introduced new pressures. Farms that had long relied on steady input supplies, migrant labor,…
Shifting Fields: How agriculture trends change risk profiles Farming has changed faster in the past decade than many of the producers we serve realized. Equipment is more connected, operations are…
Why customization matters on farms Farms are a mix of home, business, vehicle fleet, heavy equipment, and, often, high-value livestock or specialty crops. For an independent agent, that complexity means…
Introduction Many farmers think they understand their insurance, but a few common misconceptions keep showing up in applications and renewals. Those gaps can leave an operation underinsured, paying more than…
Who is Ross Luginbuhl? Ross Luginbuhl is a senior leader at Paradiso Insurance focused on responsibility and client care. His role centers on helping clients understand exposures and matching those…
Why producers and brokers send farm business to Ross As agents we run into farm risks that look straightforward on the surface but carry hidden exposures: diversified operations, seasonal labor,…
The loss: storm, barn collapse, and equipment damage A late-season straight-line windstorm hit a 300-acre grain and mixed-livestock operation outside Lincoln, Nebraska. The wind tore a section off the main…