• Post last modified:October 5, 2020
  • Post category:renters insurance

As a renter, it is important to have a good relationship with your landlord. While you may not always get along, it is important that you at least have decent communication and a common understanding when it comes to tasks and repairs. There are a few questions that many renters have. First, does my landlord have me covered under their insurance policy? The answer: no, renters insurance for Connecticut tenants is available to protect belongings, valuables and liability. Second question: will my landlord cover repairs?

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The answer: yes, under the Landlord and Tenant Act of 1985, landlords are responsible for keeping the physical structure and exterior of the property in good state of repair and condition. While one may be able to charge renters this fee by adding it to the overall rent charged, a landlord cannot charge individual tenants for the cost of repairs. Common repairs include: light bulb replacement, heating/cooling issues, water/faucet issues, etc.

As a renter, you have the right to know what is and is not your responsibility. Repairs are not one of them!

Now, coverage is a different story. Renters are responsible to protect their own personal possessions and liability with renters insurance. Connecticut tenants are encouraged to speak with our agency. We would be delighted to provide you with a free quote and answer any questions you may have about this option.