When deciding to purchase a home, there are three words that everyone hears over, and over, AND OVER again: “location, location, LOCATION!” Now, when the realtor or someone else is mentioning location, chances are they’re referring to such things as the property on which the house sits on, the view you may have from the front door or back deck, the neighborhood in which the home is located, or even the schools around the town. But here’s another location factor that you may not have thought of: fire stations and how far (or near) they are to your home.
Annnnd that’s what I like to call an “ah ha” moment.
In fact, the distance to the nearest fire station is so significant that it can have a real impact on your CT homeowners insurance rates. Just think about it for a second, and it actually makes a lot of sense. If you’re pretty close to a fire house, and you have a house fire, chances are the damage and subsequent claim will be lessor than if the fire house is far away.
Now don’t get me wrong, the rolling hills, beautiful mountains, and wide open spaces sure are nice, but just remember that chances are, if it’s a fifteen minute drive to get a gallon of milk, then your ct homeowners insurance may be a bit higher as well if that same drive is required for the local fire department.