• Post last modified:October 5, 2020
  • Post category:Insurance

We all know that insurance coverage for your home is one of the most important policies that you can invest in.  It covers damages and liabilities on one of your most important investments of your life.  That’s why it is so important to pick the right policy for you, but also picking a policy for your budget is also very important.  When choosing a CT homeowners insurance policy that is right for you, then the hard part is already over.

So where and how do you start in looking for the best policy that will give you the most coverage and still save you money? Well below are some key tips that should help you out in your search of the right CT homeowners insurance policy:

– Shop for a discount like you would for the best deal on a new TV or car: Say your premiums rise by five percent, you should inquire as to the reason.  Was it your increased risk or was it an increase in the overall market? If you know this, then you’re in a great spot to negotiate

-Modernize your home: if you need to fix up the structure of your home, install a security system, or replacing the roof, then do it! This can mean lower premiums on your CT homeowners insurance!

-Don’t confuse appraisal value with true cost: If you base your policy off of the appraised value, you’ll be spending more on insurance than you need to.  Instead, ask a local building contractor who can give you a much more accurate value on replacement costs.

If you take these great CT homeowners insurance tips into consideration, then you’re one step ahead of the game! Do your research because it sure will pay off in the end.  Don’t throw money away because you didn’t do your homework.  Savings are all around you!