• Post last modified:October 5, 2020
  • Post category:Insurance

Okay, so we don’t want to just call you old, because you’re not! Our customers who are 50 years young or beyond are in the prime of their lives, and have grown wise over the course of their lives to know what to do and not to do.  So that’s exactly why you may be able to qualify for a discount.


Think about it this way: more than likely (hopefully), you have a much better understanding of what is entailed when owning a home and multiple vehicles.  You’ve been around the block a few times and know what to do, and not to do, in order to maintain a healthy financial outlook and lifestyle.  So this is exactly why you may qualify for a discount, because the CT insurance agency that you have will more than likely view you as a lessor- risk customer, and thus save you money on your insurance premiums.

For example, if you’re 50 or older, then chances are you’re a homeowner, have had CT Homeowners Insurance for quite some time, and have made some smart investments along the way to not only ensure your home’s longevity, but also made some improvements in safety and technology as well.  These are all obviously good things in the eyes of the insurance company, and thus prove that you’re a smart homeowner- what every agency wants! So because of this, you’ll more than likely qualify for a discount.

Furthermore, when it comes to auto insurance, as you get older, and retire chances are you won’t be driving as much, and thus are less at risk to get into an accident because you’re simply not driving as much.  You can’t get into an accident if you aren’t on the road in the first place!  

So with all of this in mind, ask your local and trusted independent insurance agency if you can save some money because of the point at which you are in life.  You’re probably less at risk for a car accident or homeowners claim than someone who is 25 or 30.