• Post last modified:October 5, 2020
  • Post category:Insurance

There’s a specific insurance policy really is something else.  It covers you when your home or auto policy cannot cover you completely in certain circumstances.  Just like the name implies, CT umbrella insurance is an additional policy that provides protection for your other policies in place, like home or auto insurance, just as the name “umbrella”implies.

This type of policy is not only very important if you what that little extra coverage to be extra cautious, but it’s also dependent on how much you want to protect.  In essence, it’s entirely up to you. If you’re considering a policy, take a look at the following factors:

  1. How much are you worth? Simple enough, the more comfortable youare, the more coverage you need.
  2. Are you abusiness owner? If so, your risk increases with loss and lawsuits.
  3. Young son or daughter now getting behind the wheel? As we all are aware of, teens are more accident-prone.
  4. Do you have the party house?  No we don’t mean your typical house party that are depicted in the movies that involve crude and lascivious behavior, but still, if your house is the spot for your children’s friends to hang out at because of your pool or trampoline, than you’re going to need a bigger umbrella.

To get the maximum amount of available coverage from your policies, invest in CT umbrella insurance.  Truly, it cannot hurt you to have an extra umbrella, and if you do need to call it into service, chances are you’ll be glad you had the coverage. Let Paradiso Insurance help you out with any of your insurance policy needs.