Get the Best Homeowners Insurance in CT

Are you looking to buy a property? Or, do you own a property but don’t know whether to purchase homeowner’s insurance? There is no law requiring homeowners insurance. However, mortgage lenders do require that you have homeowners insurance coverage before they agree to finance the purchase of your home. 

Homeowners insurance protects the mortgage lender’s investment by providing the money needed to repair or rebuild the home if damaged or destroyed by fire, thunderstorm, tornado, or any other covered event. For our team at Paradiso Insurance, it is crucial to offer homeowners like you the best insurance plan, to make you feel safe and prepared. 


Homeowners Insurance Will Protect More Than Just Your Home

While a standard homeowner’s policy helps protect your home, it usually helps cover more than just the building’s physical structure. From your personal belongings to your backyard shed or even medical bills if a guest is injured on your property. At Paradiso Insurance, we can compare rates and coverages quickly and get you the best homeowners insurance in CT.

Below is what you should expect from home insurance policies:

  • Coverage for your home and outbuildings, including garages, sheds, barns, and cabins.
  • Coverage for personal property at a percentage of your building limit. Certain limitations, such as loss due to the theft of jewelry and gems, furs, gold, silverware, tin, weapons, and others. There may be limited coverage for other property types, such as money, stamps, fine art, antiques, electronics, and navigational equipment, regardless of the cause of loss.
  • Limited coverage for personal property permanently stored in storage facilities.
  • Additional living expenses, such as the extra cost of temporary lodging, food, and other items, when you are forced to leave your home due to a covered cause of loss.
  • Liability coverages in case you accidentally injure someone or damage their property.
  • Defense expenses, including the hiring and payment of an attorney, if necessary, and payment of most court costs.
  • Medical payments for minor injuries to persons who are not residents of the home.

At Paradiso Insurance, We Go Above and Beyond For Your Safety

Our team of home insurance professionals can work with you to understand issues such as coinsurance and replacement costs and can personalize your protection with endorsements or other policies. These additional coverages may include:

  1. Valuable or floating items insurance policies, also known as jewelry insurance.
  2. Flood or earthquake protection.
  3. Umbrella policies, providing increased liability protection.
  4. Pet liability, in the event your pet causes damage.

We Create an Individualized Homeowners Insurance Plan For You

Our team of professionals knows that insurance needs are not the same for all homeowners. That’s why we are dedicated to working with you hand in hand to develop and choose the best insurance plan for your home that will help you take care of your most precious belongings. At Paradiso Insurance, we provide the best homeowners insurance in CT.


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