It’s a great feeling walking down the street and seeing a vintage 1967 Ford Mustang roar down the road or a 1940 Chevy pickup still hauling lumber up the hill.  These collector vehicles are a symbol of America’s past and give us a great insight into the world that once was.  Maintaining these cars for the road and traveling from auto show to auto show is no small feat.  To make sure your most prized possession is properly covered, collector vehicle insurance is a must have for any enthusiast.

So even though your classic baby is still just a car, why does it need a different policy than your typical auto insurance? There are very specific requirements that define a classic car, antique car or other specialty car under the unique guidelines of separate auto insurance coverages. These differences will impact the type of collectors vehicle insurance coverage you need, and the price you will pay for that coverage.

Here are the criteria that are taken into account during the purchase of collector vehicle insurance:

Just how old is that car you’re restoring?  Age is a major factor in the type of coverage you will receive for your ride. There are two big classifications when it comes to correct insurance. 

The first classification is a “Classic” automobile. Classic cars are generally those cars manufactured between 1940 and 1970. There are some exceptions to this rule though. These exceptions have to do with model runs, car company, and other various car factors.

The second classification is an “Antique” automobile. This classification applies to cars made before 1940. Factors such as model types, parts accessibility, and the popularity of the car are all taken into consideration.

So the next time you invest in a sweet 1953 Corvette or a 1970 Barracuda, be sure to ask an expert at Paradiso Insurance for the best possible collector vehicle insurance available.  Don’t let your insurance become a hassle when taking care of your pride and joy automobile. Rest assured you will be taken care of today! 860.684.5270