So let’s set the scene for you, shall we? You wish to add a deck to the back of your house in order to have more space for entertaining during the summer months, and also to hold that new hot tub you just purchased.  Since you really can’t build the deck yourself, you hire a contractor to build the deck for you.  On the third day of construction, one of the contractor’s workers gets hurt when he falls of a ladder while trying to assemble the support beams of your new deck. Come to find out, that contractor you hired doesn’t have CT workers compensation. What does this mean to you?

Well, in reality, since the contractor doesn’t have comp coverage, he can turn around and sue you in order to pay for his hurt employee’s medical bills and other expenses.  I know, it doesn’t seem very fair to you, but this is why it is so necessary to check and double check that the contractor you hire for renovations on your house has workers comp coverage.

So what do you look for when trying to hire the right contractor? Well here’s some starting points to follow:

-Get Recommendations for family or friends on contractors that they’ve had success with

– Conduct phone interviews with your list of potential contractors

-Meet with them face to face: your winner should have you feeling comfortable and confident that the job will be done correctly.

Hopefully these tips can help you out the next time you are looking to improve your home. Do your homework and make sure the contractor you chose has CT workers compensation before they ever pick up a hammer!