• Post last modified:October 5, 2020
  • Post category:Homeowners Insurance

Well folks it’s that time of year again, hurricane season!We’re halfway into the first full week of August and that means we’re in thebeginning stages of the 2012 hurricane season. Generally lasting from now until November (although that’s usually onlyfor our Southern neighbors since a hurricane in November would be more like asnow storm), hurricane season should cause you to prepare your home and yourfamily with the necessary tools and equipment in order to ‘weather’ theimpending storms.

Here’s a checklist of what you should have in case ahurricane were to strike:

         A week’s  worth of food and water

         A radio with multiple sets of batteries

         A flashlight for every member of the family,with the appropriate batteries as well

         Make an evacuation plan, and if you’ve alreadydone so, review it with the entire family.

         Know what your CT homeowners insurance covers,and more importantly, what it doesn’t.

Here’s a staggering figure: the average total damage cost from a typical hurricane is $1.8 billion for the United States.  In order to saveyourself from these high costs of repair and replacement from a storm, youshould absolutely know what your CThomeowners insurance has you covered for. Most policies will not kick in if damage is caused by flooding, as that’sa separate coverage.  Also what if yourcar is damaged from the storm? Your home coverage won’t cover that either.  So make absolutely sure that you know the insand outs of your CT homeowners insurancepolicy as an additional preparation for this year’s hurricane season.