Are you a first-time auto insurance buyer? If so, you have come to the right place. As an independent insurance agency, we want to make sure that you are well-aware of your options and understand exactly what your CT auto insurance coverage options are designed to do.
This week, we would like to tackle a question that our agency is frequently asked: what are the differences when it comes to collision versus comprehensive coverage? These policies are entirely different from one another. Allow us to explain each:
Collision: This type of coverage is essential when you are in a 2-car collision or if you hit an object such as a tree, rock, pole or parking structure.
Comprehensive: This policy, on the other hand, is there to protect you if your car is damaged due to something other than a collision with a car or object. For instance, if your vehicle is damaged from hail, vandalism, flood, theft, a fallen branch, animal, etc. It may also be able to cover a broken window or windshield.
If you have any other questions or concerns about CT auto insurance coverage, do not hesitate to contact our agents. We would be more than happy to speak with you or provide you with a free quote. Visit our website or call us at 800-660-2991!