• Post last modified:October 5, 2020
  • Post category:Homeowners Insurance

colonial homeChance are, if you live in the greater Stafford Springs community, then you live in an older home.  Now we’re talking New England old, not Florida old. What do we mean? Well Florida old is like thirty- forty year old homes… in New England, a home isn’t considered ‘old’ until it at least eclipses the 70 year mark.  My house is well over 100 years old, and it’s not even the oldest one on the block!

Living in a home like this, there are a few things that you learn pretty quickly: there is no such thing as a level floor, trying to walk down stairs quietly is impossible, and you may be in need of replacing certain necessities sooner rather than later.  Don’t get me wrong, there is something unique, special, quaint, and wholesome about living in an older home, but problems will occur, that’s almost a 100% guarantee.  So if you find yourself in one of these homes, be on the lookout for some of these common problems-

Asbestos- Be on the lookout for this stuff, because they had no clue what they were dealing with back seventy-five years ago when they were using this in homes. Unfortunately, it isn’t just secluded to the home’s insulation frame.  You can find it in the tiles of your flooring, in air ducts, and on roofs.  If you do come across the stuff, don’t do anything but contact a professional who will handle the situation for you.

Lead Paint- Another popular tool used back in the day that now has some serious health consequences.  According to research, if your home was built before 1978, which in Stafford is almost a certainty, than there is a possibility that your home may have some lead paint in or around it.  Now unless you have small children, you’re pretty much okay to just let the stuff be, as long as it’s in tact and not peeling (if it is peeling, contact a professional to remove it).  HOWEVER, unknowing children may peel it and eat it… and we all know what can occur from there.

Now these are just two issues that CT home insurance policy holders can experience if they live in an older home.  We have three more issue that you should be on the lookout for, but you’ll have to comeback tomorrow to find out what they are!