As all homeowners know, their issuance policy is an agreement which includes factors, liabilities, and materials which are already agreed upon. When you make a change to either one of these, it does not translate to your premade agreement. This also includes a change in address. However, we do understand that changing your official address may be at the bottom of your list of that’s while moving but keep in mind that it is necessary too. The reason behind forgetting it is simple too! You’ve already purchased a homeowner’s insurance and have invested time and effort into building up a policy suited to all your needs. Why then should you revisit it again and again for amends and additions? Where the questions and thoughts mentioned above are valid; it does not include instances in which you voluntarily made the biggest change of them all – MOVED your living space.
In this new space, different policies may apply differently and various liabilities may work differently. Here is why you need to update your address as soon as you move:
- It is required by the law
- To get your mail and other deliveries delivered to you in time
- For verification purposes
- To help large organizations and evil businesses steer clear of “dirty data”
- To update your insurance policies
As is required by the law, both the federal revenue agency and your state tax agency should be notified of your change of address as soon as possible. You can easily complete the procedure by filling a few forms online and providing basic information for cross-examination purposes.
Unless you prefer an extremely primitive way of living, no one can live without gas or electricity for even a single day. Even before moving, you should inform your utility suppliers about it and get electricity shut off at your old home and connected in your new one. Moreover, you’ll also need to notify the water department, sewer utility company, and garbage/recycling company, in addition to your phone, cable, and internet providers.
In the modern day and age, even though your salary and cheques are deposited directly into your account, it is very important to notify your company’s HR department or your employer about your move. Doing so will make sure that pay stubs, tax forms, and the like go to the right place.
It is extremely important that you notify your insurance providers – health insurance, dental insurance, car insurance, and life insurance – about the move at the latest. More urgently, you should prioritize sharing the news with your homeowner’s insurance provider. Plus, while you’re doing this, ask if they cover items in transit or not. This will let you know if your belongings are protected during the moving process or not.
Being dedicated too all our clients, here, at Paradiso insurance we make sure that Our homeowner’s insurance policy is one of the best in town. While you’re at it, you should renew it in order to make the most out of it too!