Buying Connecticut home insurance means you will need to know your home’s value, which entails determining how much it would cost to replace it if totally destroyed. Please keep in mind it is not the amount you paid for your home. It is TOTAL replacement cost. Many insurance companies require a physical inspection to determine the home’s appraised value and others may also ask for pictures of your home inside and out.
When applying for Connecticut home insurance, you should compile an inventory of your most valuable possessions. Save your receipts from any major purchases, take photographs of things such as furniture and appliances, and make sure you update your inventory yearly or whenever you make a major new purchase. At Paradiso Insurance you can store all your pictures in our agency app. This app is in the cloud and these photos will remain private to you, and only you, but in case of a major fire you will have these pictures to help make the claim go easier for you.
Oh, and here’s the best part- Our agency App is Free to you!
Buy enough Connecticut home insurance to cover any loss you may incur, but not so much that you can’t afford the premiums. Coverage FIRST and price second.