• Post last modified:October 5, 2020
  • Post category:Insurance

Car ownership is a large part of your family budget and one of the major expenses is insurance coverage. Ever since automobile insurance has been offered, buyers have been skeptical of the costs associated with it.  Many car owners have been attracted to purchasing minimum coverage, but this isn’t a great idea.  Nothing good can come from by just the bare minimum available for auto insurance in CT.

According to Rough Notes, several insurance companies are gaining customers by specializing in auto policies that contain just enough coverage to meet a given state’s financial responsibility laws.  Offering minimum coverage is a far better alternative to operating a car without insurance and many problems are caused by the accidents caused by uninsured drivers. Conversely though, coverage that meets state law minimums may be inadequate for the needs of many drivers.

Car owners who place an emphasis on price may be ignoring the possibility that minimum coverage policies may not protect their own cars that are damaged in collisions or are lost by theft. Further, minimum coverage policies are of little help in major accidents that a driver may cause. Consider the legal plight of a driver who has a policy that offers a maximum of $15,000 and that driver hits a passenger-filled car and causes injuries and damage totaling more than $50,000? If sued, that driver will still be responsible for all of the claims that exceed the limits of the minimum coverage policy.

Insurance protection works best when it provides proper protection. Minimum coverage policies may be more affordable, but they may end up costing their customers far too much when serious accidents occur. It’s important to contact an insurance professional to determine what coverage you need and then find out the best way to pay for it.

At Paradiso Insurance, we provide our customers with the best auto insurance in CT.  We will not settle for anything less than the absolute best coverage available for your vehicle.  No one wants the headache of inadequate auto insurance.  Give us a call today or stop down to the office at 8 East Main Street!  860.684.5720