Restaurant Risks and CT Workers Comp

  • Post last modified:October 5, 2020
  • Post category:Insurance


Owning a restaurant can be a very rewarding experience but the job itself isn’t exactly stress-free. Whether dealing with unhappy customers, liquor regulations, health code, or change in tastes, restaurants can be chalk full of headaches for owners and management.  Even more, the risk of injury for employees is fairly high due to all of the risks involved with operating a restaurant.


While purchasing CT insurance that is specific for restaurants and their owners, CT workers comp is vital to the financial survival of any restaurant, bar, pub or parlor. The risk of injuries to your wait staff, kitchen staff, and management is significantly higher than in other occupations due to the nature of the job.  Open flame stoves, hot food/beverages, broken glass, etc.  You name it, and it could probably occur in a restaurant. Perhaps the biggest culprit of injuries in a restaurant is slipping on a wet floor.  Not only could an employee break a bone or throw their back out by slipping on the floor, but they could also burn themselves if carrying a pot of coffee or crock of soup.

So what can restaurant owners do then to make sure their floors are as slip-resistant as possible? Well here’s some tips:

  • If you wax, polish or treat your floors, make sure they don’t cause your floor to become more slippery than normal or lose any of its friction.
  • Make sure the floors are clean, dry and properly cared for at all times.  You don’t want your busser tripping on a loose tile and cutting himself on the broken glass from the tray of dirty wine glasses he was carrying. 
  • If you are repairing a floor, make sure it’s properly marked so that no one- employee or customer- can hurt themselves within that area
  • Install handrails on any stairs within or outside of your restaurant.  
  • Due to the winter weather we’ve been experiencing this season, make sure that any driveways or walkways on your restaurant’s property are fully clear of any snow or ice and fully passable by patrons.

Injuries are never a good thing.  That’s why it should be a priority of any business owner, especially a restaurant owner, to ensure that employees are working in the safest environment possible.  Now this won’t guarantee an injury-free work area, but the risk will be significantly decreased, and so will your likelihood of having to file a CT workers comp claim.