Who doesn’t love a great road trip Packing the RVwith as much luggage as possible, scribbling out on a map your route, and pulling out of the driveway are exciting moments in preparation for the family vacation on the open road. If you are an experienced road-tripper with a great RV in your arsenal of motor vehicles, make sure you include RV CT insurance with your family vacation station!
RV insurance can be as complex as a homeowners policy so that why if you’re confused and wondering where to start, relax and read the basics of rv insurance:
Liability or Bodily Injury and Property Damage (BIPD)
This covers damage in either bodily harm or property damage, just like an auto policy.
Medical Payments
This is coverage for everyone in the RV in the event of an accident and a trip to the ER is an outcome.
Comprehensive or Other Than Collision
This is just like your standard auto policy and covers damage to your RV from other trypes of threats like vandalism, theft, or natural strom such as hail, wind or fire.
Vacation (Campsite) Liability
If you are making use of a variety of campsites, you might want to consider this coverage. It provides protection up to your policy limit’s for your legal liability resulting from lawsuit’s if you are negligent while using your RV as a vacation residence. THIS IS ONE OF THE MOST IMPORTANT ASPECTS OF AN RV INSURANCE POLICY!!! DON’T LEAVE YOUR DRIVEWAY WITHOUT THIS COVERAGE!!
Hopefully this basic outline of RV insurance assists you in whatever means possible. Enjoy the open road this summer and experience all that is great about America the Beautiful!