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For most of us, when we think about insurance coverage, often we think about the major policies, like home, auto and life. But if you’re “in the know,” then you’re aware that standard home and auto policies won’t always cover you for everything. There’s a certain policy that is activated when your standard policies have exhausted themselves, and this is called CT umbrella insurance.
This is the policy that covers you when your home or autopolicy cannot cover you completely in certain circumstances. Just like the name implies, the umbrella coverage is an added protection that covers other policies under neath it, like home or auto insurance. But now it begs the question, just how much umbrella coverage do you require? Well consider the following factors:
- How much are you worth? Simple enough, the more comfortable you are, the more coverage you need.
- Are you a business owner? If so, your risk increases with loss and lawsuits.
- Young son or daughter now getting behind the wheel? As we all are aware of, teens are more accident-prone.
So in order to get the maximum amount of available coverage, invest in CT umbrella insurance. Truly, it cannot hurt you to have an extra umbrella, and if you do need to call it into service, chances are you’ll be glad you had the coverage. Let Paradiso Insurance help you out with any of your insurance policy needs.