As the first week of February winds down, you can’t help but become bombarded with advertisements for Valentine’s Day. Whether you like it or despise it, you really can’t help but get wrapped up in it somehow, especially if you’re in a relationship (I’m mostly speaking to the guys here folks, but you probably already knew that!).
Now while the staple gifts are always chocolates and flowers, followed by some type of dining arrangement – you cook for your loved one or take them out to their favorite restaurant – there’s one other gift that you could give your loved one that is perhaps the most important and worthwhile gift out there.
No, we’re not talking about a year’s supply of Munson’s Chocolates (even though that would be totally awesome), we’re referring to a Connecticut life insurance policy.
Yes, you read that last line correctly – give your loved one the gift of life insurance.
Now I know what you’re probably saying- what in the world does THAT have to do with Valentine’s Day?!
If you really think about it, life insurance is one of the most selfless and romantic gifts that you could give your loved one on February 14th!
So how then does that workout? Well it’s actually quite clear. Valentine’s Day is meant to express your love and affection for your spouse, fiancé, significant other, etc. By investing in a Connecticut life insurance policy, you’re basically telling your loved one that you’re so committed to them that you want them to be cared for and financially sound if you end up passing away.
I really can’t begin to describe how awful I’d feel if something were to happen to me and my fiancé was left with nothing. I’d certainly want her to be able to live as comfortable as possible and, if we have children someday, I’d want them to be able to attend college without worrying about financing the endeavor. These are the types of life situations that could easily occur if you lacked some type of life insurance policy.
Likewise, here are a few key aspects about Connecticut life insurance that are also incredibly beneficial for you and your loved ones, aside from the obvious benefit as described in the above scenario:
- Cash availability: As your account begins to accumulate, you can access the cash value through a loan for such things like funding a college education, starting a business, or retirement income
- Protection: Uncle Sam can come after you even after you’re gone. To hedge against this, life insurance can be a financial safety net to fall back on if estate taxes hit your family hard.
- Good, sound accumulation: The value of your insurance policy is a guaranteed fund, so you’ll always be able to access it if need be.
- Less Red Tape: You can tap the funds in your life insurance policy if needed without the steep penalties that can be incurred through other asset funds like an IRA or 401(k).
I can’t stress enough that this is definitely a conversation you need to have with your loved one. So what’s a better time than now to do that? I can’t think of a better one! I can hear it now- “ Sweetie, I love you so much that I want you to always have the ability to live comfortably and send the kids to school if I’m gone.” Commitment to your loved ones is really what it’s all about, and that commitment can forever be solidified with a life insurance policy through Paradiso Insurance, your Connecticut insurance agency partner.
That’s pretty darn romantic if you ask me.