Can you believe the New Year will be here in just a few short days? This is the time that people begin to reflect on changes during the year. Whether you are an individual or business, it is crucial to look back on the changes that 2011 brought and look forward to improving for the New Year! Of course, some of these changes may require a change in your insurance policies.

Not sure which policies may be affected? Allow our Connecticut life insurance company to give a few examples…

#1: Home insurance. Is your home the same as it was at the start of 2011? Chances are, you have purchased more valuables that may need coverage. Perhaps you remodeled your home or even added a furry friend into the mix. All of these changes mean a change in policy!

#2: Life insurance. Another year has gone by, which means you are older. It is common for those in their 20’s and 30’s to start looking into life insurance, whether single or married. Have you quit smoking? If you already have life insurance and have recently put out the cigarette, your premium may actually be lowered! Whatever the situation, our Connecticut life insurance company will be the first to tell you that this policy is affordable for a lot of critical coverage.

#3: Auto insurance. Do you have a new driver in the family? Maybe your teen has hit the road or maybe your teen has hit the road to college, meaning their car is not in use. These changes will affect your auto insurance premium, possibly for the better!

#4: Business insurance. Whether you have doubled your employee head-count, opened a second location or purchased a new company car, your business insurance policy will be affected.

As you can see, there are so many different factors that will affect your insurance policies. As your Connecticut life insurance company, we feel the need to let you know about these changes in order to keep up with coverage. Any coverage gaps may end up costing you much more than you ever imagined. So are you ready to start the New Year off with the proper protection?