Homeowners insurance is one of those policies that obviously any homeowner needs, but few look to see if they’re receiving the best possible coverage for the best possible price. It’s just one of those things, you know? If you have a house, then you need CT homeowners insurance. But let’s be real for a second, how much do you actually think about your policy and furthermore, wonder if you could be a getting the same coverage for a better price?
But have no fear, that’s why we’re here! We want to make sure that you are always receiving the best coverage as possible for the best price, whether it’s your home’s policy, your car’s policy, or your umbrella policy. That’s why we are coming at you today with four easy ways to save on your CT homeowners insurance.
Just like you shop around for that perfect home or car, the same is true for your insurance policy, especially a CT homeowners insurance policy. How are you going to know that you’re getting the best coverage for the best price without looking around?
Don’t skimp on coverage
There are few things that can be riskier in terms of insurance than under-insuring. It’s just a plain ol’ bad gamble. In order to ensure that you’re completely covered, make sure that you have a good standing relationship with your CT homeowners insurance provider, and discuss with them every year or so how your coverage is looking and if you need to make any adjustments.
Bundle on up
This is a great and easy money saver, but many people flat out don’t do it. Why, I have no clue. But by bundling up your coverage, for example your home and auto policy, you could save upwards of 30% on your premiums.
Give your deductible a boost
Whether you’re a avid reader of our blog, or have only come across us on occasion, chances are you’ve heard up mention raising your deductible to save money. Here’s the thing with CT homeowners insurance, this policy is meant for big issues, like thousands of dollars, not hundreds. So by raising your deductible from $500 to $1000 can result in some serious savings on your premiums. Why? Well with a higher deductible, chances are you won’t file as many claims as you would with a lower deductible.