• Post last modified:October 5, 2020
  • Post category:Insurance

If you’ve lived in this region of the country for a while, then you’re probably not surprised about some wacky weather throughout the year.  We’ve had snow in late April-early May, we’ve had heat waves in June, and now summer-like torrential downpours in December! Well, welcome to New England!

I mean, it’s raining SO much today that there is a significant threat of flash flooding. Moreover, because of this threat today, if you have Hartford flood insurance then you should be free and clear without worry, because if a flash flood were to occur and cause damage in your home or on your property, you know you’d be taken care of.  However, if you’re lacking this type of coverage, then this peace of mind may be harder to come by.

But what is it about flash flooding that is so dangerous? Well, these freak occurrences happen very quickly and often without warning.  These flash floods can cause significant damage and can even lead to injury/ death if you’re not paying attention and you’re close to a stream, river, or other type of fast moving water. These floods are incredibly strong and can sweep away things a lot heavier than just you- whole vehicles for example.  So that’s why driving through flash floods is such a big risk. 

But aside from vehicles in flash floods, what about your home during one? Well, densely populated areas are at a high risk for flash floods. The construction of buildings, highways, driveways, and parking lots increases runoff by reducing the amount of rain absorbed by the ground. This runoff increases the flash flood potential.

Sometimes, streams through cities and towns are routed underground into storm drains. During heavy rain, the storm drains can become overwhelmed and flood roads and buildings. Low spots, such as underpasses, underground parking garages, and basements can become death traps.

If you are in an area with a high flash flooding risk, make sure to inquire about Hartford flood insurance today.  Don’t wait until it’s too late and your life savings get swept away along with your couch.