• Post last modified:October 5, 2020
  • Post category:Insurance

Your home is one of the biggest investments you’ll ever make.  In order to protect this immense asset, your Connecticut homeowners insurance safeguards you from losing your financial livelihood in the event of a disaster.  The key in ensuring you are fully protected is by understanding exactly what is covered under your policy, and what is not.  With the severe weather we have been having in the New England region (especially the impending storm scheduled to hit this weekend), you never know when something terrible can happen to your home. 

Faulty or damaged drains and sewers can pose a huge risk to your home.  If a sewer becomes clogged and floods your basement, the damage could be catastrophic. Most of your home’s ‘brain power’ is usually located in your basement- hot water heater, furnace, oil tank, etc.  In addition, many homes have finished basements that include furniture, electronics, and even pool tables. That’s why it’s so crucial to have water back-up coverage included in your Connecticut homeowners insurance policy. 

A confusion that occurs with many homeowners is the difference between water back-up coverage and flood insurance.  If your home is unfortunately the victim of flooding from heavy rains or even a hurricane, your water back-up policy will not cover your losses.  If you live in an area that is susceptible to flooding, then you should definitely look into a flood insurance policy for your home.

We at Paradiso Insurance hope to help you along the way with any Connecticut homeowners insurance needs you may have in order to avoid the unthinkable.  And if you have cars, boats, or RV’s that need insurance, we can assist you with those as well!