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College Students, Off Campus Housing, And CT Insurance

If you’re an upperclassmen in college who has chosen to live off campus in a Greek life house or other type of house/apartment, then there are some things you should realize about how your insurance coverage factors in and whether or not you need more coverage or are fine just the way you are currently.   Our agents at Paradiso Insurance are here with all the information that you’d ever need.

There are a few aspects of your CT insurance that you need to understand before you do anything else. First off, what do you have in your house or apartment? Like high-priced items such as a laptop, wide screen tv, entertainment center, or pricey kitchen equipment? That’s some expensive stuff that you certainly don’t want to lose in a fire, burglary, or something else.  So that’s why your understanding of your ct insurance policy is critical so that maintain coverage for these items is essential!

Secondly, you need to check about the right type of coverage you need.  Certain home insurance policies will cover a student’s belongings in their off campus home, but others don’t.  So in order to combat this lapse, renters insurance is there to pick up the slack. All in all, it’s just about the as a home policy, but it just covers you for the items inside the home, and not the home itself, because that’s the landlord’s responsibility.  For a low monthly premium, renters insurance is a great policy and it will most certainly be worth it in the long run. To learn more or ask questions about this policy, do not hesitate to reach out to us. We would be happy to discuss!

Best of luck in your school year, and remember, if anything happens, give Paradiso Insurance a shout!

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